Whether you're looking to grow income or preserve capital, our multi-asset strategies can help you achieve your investment goals.
A judgment-based approach
Our fund managers combine their judgement-based convictions with in-depth quantitative analysis and a multi-tiered approach to risk to help investors reach their goals.
Experts across asset classes
Our team's expertise spans the whole asset class spectrum and they have the freedom to adjust to financial markets as they evolve.
We've developed a proprietary framework that combines quantitative information on macroeconomic, valuation, sentiment, and technical factors.
Multi-tiered risk approach
We look at multiple factors like everyday business practices (structural), changes in business conditions (tactical), and wider economic, political, and geographic events or trends (opportunistic).
Why capital growth?
Capital growth strategies aim to boost the overall value of investment portfolios over time. This can appeal to people looking to grow their money to help prepare for big life events, like buying a house. Portfolios are usually structured around allocating a greater portion to riskier assets. To help generate long-term growth, managers invest across asset classes but may allocate a sizable portion to equities in growth sectors, like technology and healthcare. The remainder may be invested in other assets to provide diversity and help mitigate market volatility.
We apply three types of risk filters to identify potential investment opportunities: world, conviction, and multi-tiered.
- We use a wide range of financial data to generate approximately 150 investment signals that indicate the primary influences at play across global markets.
- We identify the broadest and potentially most effective set of investments across asset classes.
- We apply a multi-tiered risk filter: diversified and flexible allocation, ESG criteria2, and market exposure checks.
- The ESG data used in the investment process are based on ESG methodologies which rely in part on third party data, and in some cases are internally developed. They are subjective and may change over time. Despite several initiatives, the lack of harmonised definitions can make ESG criteria heterogeneous. As such, the different investment strategies that use ESG criteria and ESG reporting are difficult to compare with each other. Strategies that incorporate ESG criteria and those that incorporate sustainable development criteria may use ESG data that appear similar but which should be distinguished because their calculation method may be different.
Why capital preservation?
This strategy’s primary aim is to prevent losses, maintain capital, and keep pace with the rate of inflation. It aims to do this by adopting a conservative investment approach. As a result, potential returns are likely to be lower than a strategy which invests in more risky assets. This can appeal to investors who want to preserve their existing capital to handle everyday expenses, such as childcare.
Our wide range of asset classes, from equities to alternatives, enables us to tailor solutions to help investors whose primary focus is capital preservation. By incorporating risk mitigation into our portfolio creation, we can also help multi-asset investors who seek to offset market volatility and unexpected events.
Why income generation?
The goal of a multi-asset income strategy is to provide investors with a steady – and potentially rising – flow of income by investing across yield-generating assets such as bonds, dividend stocks, and real estate. This strategy may suit people who already have a healthy level of savings, which they don't need to use in the short or medium term. Income generation can convert these savings into regular income.
We search for assets that can provide regular and attractive levels of yields, wherever they arise, with a focus on underlying quality. We combine these quality yield opportunities with assets that exhibit longer-term growth potential.
Why impact investing?
Our impact investing approach aims to create positive, financial returns while delivering on the United Nations’ Sustainable Development Goals (SDGs). It's a way to measure investments against the prosperity they create for both people and our planet, while incentivising companies to act in the best interests of both.
We aim to support the Sustainable Development Goals (SDGs) established by the United Nations – the 17 targets agreed by all countries as a blueprint for future world development.2
Investment in multi-asset involves risks including the loss of capital and some specific risks such as:
Counterparty risk: risk of bankruptcy, insolvency, or payment or delivery failure of any of the Sub-Fund's counterparties, leading to a payment or delivery default.
Risk linked to investments in hedge funds: a limited part of the assets of the concerned Sub-Fund (maximum 10%) is exposed to funds pursuing alternative strategies. Investments in alternative funds imply certain specific risks linked, for example, to the valuation of the assets of such funds and to their poor liquidity.
Geopolitical risk: investments in securities issued or listed in different countries may imply the application of different standards and regulations. Investments may be affected by movements of foreign exchange rates, changes in laws or restrictions applicable to such investments, changes in exchange control regulations or price volatility.
Liquidity risk: risk of low liquidity level in certain market conditions that might lead the Sub-Fund to face difficulties valuing, purchasing or selling all/part of its assets and resulting in potential impact on its net asset value.
Credit risk: risk that issuers of debt securities held in the Sub-Fund may default on their obligations or have their credit rating downgraded, resulting in a decrease in the Net Asset Value.
Impact of any techniques such as derivatives: certain management strategies involve specific risks, such as liquidity risk, credit risk, counterparty risk, legal risk, valuation risk, operational risk and risks related to the underlying assets.
The use of such strategies may also involve leverage, which may increase the effect of market movements on the Sub-Fund and may result in significant risk of losses.
No assurance can be given that our multi asset strategies will be successful. Investors can lose some or all of their capital invested. Our strategies are subject to risks including counterparty risk, geopolitical risk, liquidity risk, credit risk, and the impact of any techniques such as derivatives.